Evil Business Model

Past couple of days i have been commenting on Umair's page about Wonga's business model.

http://blogs.harvardbusiness.org/haque/2009/06/wonga_redux.html

To me it sounds nothing like any business model. Model is something which makes people to follow.

In fact models also have been created for evil . Wonga's
business is one such evil model. Another that I can
think of is "Amway" (will write about a peronal instance
with amway in couple of days). I can't understand how such
business exist.

These are business for desperate people with desperate
minds to get money and transact and get more money. Finally
before they realize they end up in trap.
There are hundred business points to justify why this
business exists...but between evil and good... this should
not exist.

Business is about making money... i agree... but business
should not suck money OR make money from desperate needs
of people...My philosophy of business is as follows (probably
it is spelt out everywhere, anyhow)...

Business is about giving value addition to human life
and make money while doing so.